Compare the documents
Read the renewal offer alongside the current declarations page. Look for changed limits, deductibles, endorsements and named drivers or properties.
POLICY REVIEW
Make renewal a review point.
Your next term is a chance to check whether the information, protection and payment details still fit.
Understand the total cost
Compare like-for-like payment periods. Ask about fees, instalments, discounts and any explanation available for a premium change.
Update the facts
A move, a new driver, a vehicle change or different business activity may matter. Tell the responsible provider about relevant changes.
Avoid a gap when switching
Before cancelling, confirm the acceptance and effective date of any replacement policy. Check cancellation terms with your current insurer or servicing agent.
Coverage descriptions are general. Actual terms, exclusions, eligibility and limits are set out in the issuing insurer’s policy documents. A conversation does not bind coverage.
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